In this book, an attempt has been made to examine a few aspects of the cost and profitability of commercial banks in India. The major objectives of this study are: to ascertain the nature of and reason for the trend of rising cost and declining profits, to bring out the impact of monetary policy on the earnings of components banks and to analyse the components of costs, incomes and profits with a view to suggesting a basis for cost reduction and pricing policy. The book is likely to fill a long-standing gap in the literature on the subject and is specifically meant for bankers, policy makers, researchers and post-graduate students.

Industrial Estates Programmes in India gained monumental with the advent of planning era and the units functioning therein seemed to have attained a reasonable age. During this period several studies have been carried out by the researchers on the operational and allied problems of Industrial Estate in India, but no attempts have been made to ascertaining and evaluating the impact of Industrial Estate programmes in Aligarh district at micro level which can help in taking policy decision relating to the future programme. The authors have recommended some pragmatic suggestions for the development of Industrial Estates Programmes in India. This book will be useful for the researchers, academicians, government and private entrepreneurs.

Productivity of resources (i.e. both capital and labour) plays important role in success of industrial activities. The need for minimising losses, energy consumption, and other inputs, is obvious. The efficiency of any activity is judged from the value of output per unit of input. The rate of return on capital employed and others input, determines the profitability. Management has responsibility to ensure use of resources employed. The optimum efficiency, rate of return, profitability etc. calls for better control over production activities. The qualification of productivity is not always desirable, but the principles of productivity management must be adhered to. This book provides detailed discussion on various topics concerned with productivity management. It will be useful for students, practitioner and all those concerned with productivity management.

One of the basic infrastructures for industrial development is energy. The generation, transmission and distribution of electrical energy are always a topic of discussion and debate. Though electricity generation was invented in 16th century, it is a matter of concern that there are lakhs of villages in India where electricity is yet to reach even at the end of twentieth century. However, the efficient use of energy is concern of energy management. To reduce transmission losses, and achieve highest possible output per unit of energy consumed is also concern of energy management. Similarly, to meet growing demand of energy requirement and strategies to meet demand-supply gap is always discussed at length. This book deals with various topics concerned with energy management. It will be useful for students, managers and other concerned with energy management.