India is one of the countries, which looks upon industrial development as the golden means for improving the living standards of her teeming millions. Why India lags behind in industrial development in spite of the strenuous efforts made under successive efforts made under successive plans since independence, is a question asked both by the scholars and ordinary people alike. In Culture and Industrial Development: The Indian Experience, the author makes an earnest attempt to uncover how culture matters in industrial development by examining the Indian experience. The thrust of the study is to examine the whole process of industrial development by focusing on the entrepreneur and the industrial worker, the two human agents involved in industrial activities. While entrepreneurial activities were growing at a niggardly rate during the pre-independence period apparently on account of the absence of any mercantile tradition, the entry of the state as an entrepreneur has been detrimental to an upsurge in entrepreneurial development during the post-independence period. Marxian ideology, which became the accepted creed with a sizable section of the people in states like Kerala and West Bengal, has been obstructing the growth of industrial ventures under private enterprise by creating an unfriendly environment. To the Indian tradition relating to work which is termed as "aram", meaning rest and relaxation, militancy also has been added as another component in the behavioural pattern especially with the organized labour since independence. Needless to say, such behavioural pattern also stands in the way of any orderly development of industries. In sum Dr. Joseph presents an array of facts and figures gathered from the Indian experience to uncover how development resistant elements of culture thwart the process of industrialization of any country.

This book examines theoretical as well as empirical issues pertaining to macroeconomic policies in India over last four decades. Its major findings are as follows:

. An appropriate monetary policy has a positive role to play in achieving price stability.
. The appropriate conduct of monetary policy requires the adoption of the method of monetary targeting in India.
. A certain degree of coordination between the government and the Reserve Bank is extremely essential.
. There is a need for sufficient short-term flexibility in government fiscal policy to offset both the demand and supply shocks.
. The correction of the fiscal imbalance is central to any viable development for the short or medium term,
. In view of problems of larger external deficits and growing debt burden, export growth must be maintained and option of reducing imports has to be exercised. Balance of payments management requires that close attention be paid to the management of the capital account.

This book is intended to introduce the readers the perspective and approaches of Value Based Leadership in Education. Values and its importance have been intensified in the contemporary world due to the unexpected changes that are taking place in the socio-cultural patterns of human life. A great realization has been taking place in human mind and as a result a constant search for peace and pursuit for truth is given emphasis.

Papers in the book introduce readers to Educational Leadership as an empowering process and a field of study, whereby the people associated, work and live get empowered. This would lead to a sense of understanding regarding, where they have come from, what they are doing, and where they are heading etc.

This book focuses on several perspectives of Value Based Leadership in Education. Its main audience would be probably consisting of those who aspire to become educational managers, practicing educational leaders, educationists and researchers in value education and educational management.

The primary objective of establishing Regional Rural Banks (RRBs) was providing banking services in the rural areas of the country- particularly those sections of rural society where commercial banking facilities had not reached. The RRBs have become an integral part of the rural banking system of the country. Though they started playing a commendable role in providing credit and banking services to the rural areas, still there is a need to reorient a qualitative and quantitative change in their structure, philosophy, planning operations within the domain of marketing orientation relevant to local rural conditions.

The present study was taken up to evolve a suitable and effective strategy for marketing orientation in RRBs. This study has been divided into eleven chapters.

Students, researchers and policy planners in the field will find the results of this study of utmost use.